I told Patrick what I required going forward in my life. He was able to secure a new mortgage for me at the lowest interest rate and for the amount I needed. He did all the ground work with the bank and kept he informed every step along the way. I can now get a new car using the equity in my home rather than through a high interest finance company. Patrick was a pleasure to deal with and I was most impressed with his professional approach. I have already recommended him to my friends.