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Gary Ritchie has extensive experience in the finance industry and has been a mortgage broker for over 20 years. As a testament to his hard work and a keen customer focus, he has built up a large loyal client base. Gary’s clients have referred family members, friends and associates and these clients return to utilise […]
Profiting from a property offer too good to refuse – even if you’re too busy. Like most home owners, Bill and Melissa had a long-term plan in mind for their family home, with a 25-year loan in place. But when an unexpected offer landed on their doorstep, a golden opportunity arose and plans changed. When […]
An impulse buy on clothes, shoes, homewares or technology can be great fun – but not when it comes to your new home.
Download Your Guide! Owning a house – it’s always been ‘the great Australian dream’. A place to call home, raise your family, a comfortable base after a long day at work – and a significant asset. Every bank has their own rules and calculations for deciding how much they will lend to you. Your choice […]
A mortgage is a means to an end which is owning your own home. But we’d all love that to be fully owned with the mortgage paid out. So here’s some tips to get there sooner.
You’ve worked hard to reduce your mortgage debt. Property values are up too – your home is now a valuable asset. So what’s next?
Moving on emotionally after divorce is hard enough, but the financial difficulties can be a minefield. With emotions running high, and sometimes, challenging legal requirements, calm and considered financial negotiations are critical. Accountants are often called on to negotiate through grey areas, trying to help work out the financial settlement and acting in the best […]
One of the most effective ways for young couples to get into their first home quickly is to ask their parents for help, as guarantors. But how do you go about it?
A highly effective partnership between an accountant and mortgage broker can be an outstanding solution for time poor clients – especially at tax time. For example, one of our clients Daniel was advised by his accountant to consider a property purchase as a tax minimisation strategy for his successful motor mechanic business in Fitzroy. Time […]
New to Australia? Home ownership is easier than you may think. How Evangeline, a pharmacist from Africa, achieved her home ownership dream in Geelong.